Contact Us:

670 Lafayette Ave, Brooklyn,
NY 11216

+1 800 966 4564
+1 800 9667 4558

LOGIN
ESR Candidate SupportCandidate Support
Contact Sales
Toll Free: 888.999.4474
Customer Support
ESR Whitepaper

Background Screening Services
Substance Abuse Testing
Occupational Health Screening
Social Media Screening
Industry Specific Solutions
Robust Onboarding Solution
Electronic Form I-9 & E-Verify
Tax Credits
Robust Reporting
Periodic Re-Checks
Ongoing Monitoring
Annual Driving Records
Sanction Searches & Monitoring
ESR Assured Compliance Program®
Ban the Box
Notice, Disclosure & Consent
Adverse Action (Dispute Process)
EEOC Toolkit
ESR Whitepaper

Background Screening Services
Drug Testing
Occupational Health Screening

Industry Specific Solutions
API
ESR Whitepaper

The ESRCheck® Solution – Client & Applicant Portals
ESR Assured Compliance®
Integrated Solutions (ATS/HRIS/Onboarding/Payroll)

SmartSelect® Rules Engine
ESR Background Check API
ESR Whitepaper
ESR News Blog
Monthly Newsletter
Whitepaper Library
Webinars
Event Calendar
Glossary
Safe Hiring Manual

Online Safe Hire Course
Safe Hiring Audit
Top Trends
Ban the Box
Legislative
Regulatory
Industry Stats
ESR Whitepaper

Applicant Support
Background Check FAQs
Previous Offender Resources

Job Seeker Resource
Company Ban the Box Opt In
ESR Why Choose ESR as your background Screening Firm

Qualifications
Differentiators/Value
FAQs

Testimonials
Case Studies
ESR Why Choose ESR as your background Screening Firm

About ESR
Leadership

ESR Factsheet
ESR in the News
Partners
Careers
Written By ESR News Blog Editor Thomas Ahearn
A lead generation company that allegedly violated the federal Fair Credit Reporting Act (FCRA) by unlawfully obtaining and reselling credit scores of consumers will pay $1.5 million in civil penalties and face restrictions on their operations as a result of a Federal Trade Commission (FTC) lawsuit, according to an FTC press release.
The FTC’s complaint also alleged that the lead generation company, many affiliate companies, and owners and officers operated hundreds of websites since at least 2012 that were designed to entice consumers into sharing sensitive financial information that included their Social Security numbers (SSNs) and bank account information.
The defendants allegedly collected sensitive information from consumers under the guise of connecting them with lenders and sold that data to marketing companies without regard for how it would be used. The FCRA limits the purposes for which businesses can obtain credit scores and market leads are not a permissible purpose.
The FTC alleged that 84 percent of the loan applications collected through these websites since January 2016 were not sold to lenders but instead disseminated to an array of marketers, debt relief and credit repair sellers, and companies that would resell consumer information without regard for how the information would be used.
The defendants “tricked millions of people into giving up sensitive financial information and then sold it to companies that were not making loans,” Samuel Levine, Director of the FTC’s Bureau of Consumer Protection, stated in the press release. “The company’s extraction and misuse of this data broke the law in several ways.”
In addition to the civil penalty of $1.5 million, the proposed settlement order will prohibit the defendants from making misleading statements to consumers about how their personal information will be used and also prohibit them from selling the personal information of consumers outside of a limited set of circumstances.
The FTC works to promote competition, stop deceptive and unfair business practices and scams, and educate consumers. Report fraud, scams, or bad business practices at ReportFraud.ftc.gov. Get consumer advice at consumer.ftc.gov. Also, follow the FTC on social media, subscribe to press releases, and read the FTC’s blogs.

Employment Screening Resources® (ESR) – a service offering of ClearStar, a leading provider of Human Capital Integrity℠ technology-based services, specializing in background, credit, and medical screening – offers background screening solutions that comply with the FCRA. To learn more, contact ESR today.

NOTE: Employment Screening Resources (ESR) – a service offering of ClearStar – does not provide or offer legal services or legal advice of any kind or nature. Any information on this website is for educational purposes only.
© 2022 Employment Screening Resources (ESR) – A Service Offering of ClearStar – Making copies of or using any part of the ESR News Blog or ESR website for any purpose other than your own personal use is prohibited unless written authorization is first obtained from ESR.
ESR News Blog RSS Feed
7110 Redwood Blvd.
Novato, Ca 94945

(415) 898-0044
(800) 999-4474 (Toll Free)
Client Support
Contact Sales
Blog
Newsletter
Whitepapers Library
Legistative
Regulatory
Applicant Support Resources
Qualificatons
Differentiators/Value
Unmatched Value
Certifications
Testimonials
Case Studies
Leadership Team
Mission & Values
ESR Factsheet
ESR in the News
Partners
Careers
© 2021 Employment Screening Resources® (ESR), All Rights Reserved |PRIVACY POLICY | FACT COMPLIANCE| California PI License 21580/Nevada PI License 1703

source

Leave a comment

Your email address will not be published.